Short Hills, Millburn, Livingston and Summit real estate and homes for sale in New Jersey, luxury homes, custom homes - Elaine Pruzon, REALTOR® Elaine Pruzon REALTOR(r) for Short Hills, Millburn, Livingston and Summit, New Jersey real estate, luxury homes, custom homes - NUMBER1EXPERT™ Elaine Pruzon NUMBER1EXPERT(tm) for Short Hills, Millburn, Livingston and Summit, New Jersey real estate, luxury homes, custom homes
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Elaine Pruzon, REALTOR®, real estate agent and broker for Short Hills, Millburn, Livingston and Summit New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)




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New Homes: Short Hills, Millburn, Livingston and Summit New Jersey home buying, real estate listings, and homes for sale in Essex County, NJ
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Don't Forget To Request A Quick Status Report On Any Homes Or Properties That Interest You! 

It can take days, weeks, or longer for changes to appear on web sites. Don't waste your time with less than current information. Request my free Status Report and find out if the homes you are interested in are still on the market, under contract, in escrow, or if the price has been reduced. 

The Status Report that you'll receive by email will also include other important information that has been left out or that is available to me through my professional resources, such as how long the property has been on the market, when it was last sold, what it sold for, and more. 

When you click on any link above, you'll see your chosen site, along with a form at the bottom of your screen. Use this form to request my quick Status Report on any homes or other real estate that interests you. It's free and without obligation. 

Remember: As a top Short Hills, Millburn, Livingston and Summit area real estate agent, it's my job to know more about a property than any web site. Make sure you have the most current information! 



Real Estate Tips
Short Sales >2. How to Request a Short Sale

If you are facing foreclosure and are considering selling your home as a short sale as an out, get in touch with a trusted real estate professional immediately. They will be able to assist you in the process of requesting to short sell your home.

  1. Your real estate agent will most likely tell you that some banks will not allow a short sale to happen. Contact your lender’s loss mitigation department and speak with a supervisor. Explain your financial situation and ask if you qualify to sell your home as a short sale.
  2. Ask the supervisor what documents you’ll need to proceed and make copies of those. (Depending on the lender this could be anything from bank statements, tax forms, pay stubs, etc.)
  3. Ask your real estate agent to come up with a comparative market analysis report to show your lender how much the home is worth based on home sales in the area.
  4. Write a letter of financial hardship detailing the reasons you are no longer able to make payments on your home.
  5. When you’ve completed all the aforementioned necessary paperwork, compile it together and mail it to your lender’s loss mitigation department.
  6. Pending your short sale application approval, request a deficiency release from the bank. The release absolves you of any obligation to pay the balance on the mortgage. If the bank refuses, continue to press the issue.

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Real Estate Trivia
Q 
What was a sure way to accumulate wealth through the 1970s and early 1980s?

A 
Many people made their fortunes in real estate during this period.
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Elaine Pruzon, REALTOR®, real estate agent and broker for Short Hills, Millburn, Livingston and Summit New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Elaine Pruzon
Coldwell Banker

545 Millburn Avenue
Short Hills
NJ, 07078
Direct: 973-715-8555
Office: 973-376-5200
VoiceMail: 973-467-4823
Email: elainepruzon@NUMBER1EXPERT.com

Elaine Pruzon, a long time resident of Essex County, NJ, hails from Montreal Canada and brings to real estate a novel approach � one of creative thinking, skillful marketing, and most of all a compassionate and enthusiastic attitude. A graduate of McGill University, her talent lies in her insightful problem-solving ability and sound detail-oriented business philosophy. She has been named the #1 Sales Associate in Coldwell Banker�s Short Hills Office from 1996-2006, as well as the #1 agent in Short Hills for 2000-2003. She has listed and sold more homes combined than any other agent in town for 2004-05. Elaine is a member of Coldwell Banker�s International President�s Premier Club and has earned the NJAR Million Dollar Club Gold Level Award from 1996-2001 and Platinum Level Award in 2002-2006. She is also a Previews Properties Specialist and a Relocation Specialist. Her commitment to excellence is unparalleled. If you have any real estate needs, simply call Elaine and pack your bags. She�s a real PROfessional.

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Coldwell Banker Residential Brokerage real estate and homes for sale in Short Hills, Millburn, Livingston and Summit New Jersey

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