Short Hills, Millburn, Livingston and Summit real estate and homes for sale in New Jersey, luxury homes, custom homes - Elaine Pruzon, REALTOR® Elaine Pruzon REALTOR(r) for Short Hills, Millburn, Livingston and Summit, New Jersey real estate, luxury homes, custom homes - NUMBER1EXPERT™ Elaine Pruzon NUMBER1EXPERT(tm) for Short Hills, Millburn, Livingston and Summit, New Jersey real estate, luxury homes, custom homes
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Elaine Pruzon, REALTOR®, real estate agent and broker for Short Hills, Millburn, Livingston and Summit New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)




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Real Estate Tips
Financing Your Home >Lenders Want to Say Yes

If you wish to buy a home but consider yourself incapable of getting credit, you may be living in the past in terms of assessing your financial situation. Lenders have become more flexible in underwriting mortgage loans.

A recent survey of mortgage lenders revealed some interesting trends. Ninety-six percent of those surveyed had cut their standard down payment requirements for moderate-income buyers, and 93% said they are more lenient regarding debt-to-income-ratios. Ninety-four percent of those surveyed said they now have more flexible approaches to credit histories, and look at rent and utility payments more than credit cards. Seventy-nine percent of lenders say they have relaxed employment criteria. They now look more at your capacity to generate a stable flow of income rather than requiring a long history at one job.

There are more lenders today, and they are in fierce competition with each other. The home loan industry has created entire markets that cater to those with less-than-perfect credit.

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Real Estate Trivia
Q 
What is the largest home in Hollywood?

A 
The largest home in Hollywood is currently "The Manor" at 36,500 square feet, built by T.V. producer Aaron Spelling for $37 million.
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Elaine Pruzon, REALTOR®, real estate agent and broker for Short Hills, Millburn, Livingston and Summit New Jersey home listings, property and land for sale - NUMBER1EXPERT(tm)

Elaine Pruzon
Coldwell Banker

518 Millburn Avenue
Short Hills, NJ. 07078
Direct: 973-715-8555
Office: 973-467-3222 Ext. 130
VoiceMail: 973-467-4823
Email: elainepruzon@NUMBER1EXPERT.com

Elaine Pruzon, a long time resident of Essex County, NJ, hails from Montreal Canada and brings to real estate a novel approach – one of creative thinking, skillful marketing, and most of all a compassionate and enthusiastic attitude. A graduate of McGill University, her talent lies in her insightful problem-solving ability and sound detail-oriented business philosophy. She has been named the #1 Sales Associate in Coldwell Banker’s Short Hills Office from 1996-2006, as well as the #1 agent in Short Hills for 2000-2003. She has listed and sold more homes combined than any other agent in town for 2004-05. Elaine is a member of Coldwell Banker’s International President’s Premier Club and has earned the NJAR Million Dollar Club Gold Level Award from 1996-2001 and Platinum Level Award in 2002-2006. She is also a Previews Properties Specialist and a Relocation Specialist. Her commitment to excellence is unparalleled. If you have any real estate needs, simply call Elaine and pack your bags. She’s a real PROfessional.

CRSEqual HousingMLSREALTOR


Coldwell Banker Residential Brokerage real estate and homes for sale in Short Hills, Millburn, Livingston and Summit New Jersey

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